Episode 1: How Much House Can I Afford?

Today, we’re digging into the homebuying process with some key items to be aware of while going from looking at homes, to submitting an offer.

With the housing market being in a very competitive state, it can be daunting to know “how far you should go” when looking at how much you may have been approved for by a lender versus what may be comfortable.

In this episode, Matt and Elliott cover:

  • Risks Involved With Home Purchases
  • The Pre-Approval Process
  • How Interest Rates Impact Monthly Payments
  • Home Offers and Inspections
  • Shopping Interest Rates

Have a question for a future show topic?

Matt Fizell, CFP® can be reached by email at matt@planwithharmony.com

Elliott Appel, CFP® can be reached by email at elliott@kindnessfp.com

You can also submit questions to this link: https://forms.gle/z2qWJpvmnzxqDfCK9

DISCLAIMER: The ME & Money Podcast is hosted and produced by Harmony Outsourcing Services LLC and is intended only to be educational, informational, and should not be considered as financial advice.

Matthew Fizell, CFP® is an investment adviser representative of Harmony Wealth L.L.C. (“Harmony”). Elliott Appel, CFP® is an investment adviser representative of Kindness Financial Planning LLC (“Kindness”).

However, the views and opinions expressed by Matt and/or Elliott in this podcast are not intended as individualized investment advice on behalf of Harmony and/or Kindness, or as tax, accounting, or legal advice. Although we gather information from sources that we deem to be reliable, we cannot guarantee the accuracy, timeliness, or completeness of any information prepared by any unaffiliated third-party.

When specific investments or types of investments are mentioned, such mention is not intended to be a recommendation or endorsement to buy or sell the specific investment.

Harmony is a registered investment adviser authorized to do business in the states of Wisconsin and Texas, and other jurisdictions where exempted.

Kindness is a registered investment adviser authorized to do business in Wisconsin and Washington, and in other jurisdictions where exempted.

Registration as a registered investment adviser does not imply a certain level of skill or training. This website contains links to the Harmony and Kindness websites that provide general information about the advisory services offered by Harmony and Kindness. These links are provided as a convenience only. Harmony and Kindness can only provide individualized services after you sign an agreement and receive required disclosures. Users of this website may, but are not required to, engage the services of Harmony or Kindness for advisory services.

Please remember that all investments involve varying degrees of risk, and the future performance of any specific investment or investment strategy is not guaranteed to be profitable or equal to any historical performance.

Podcast Intro Music Credit:

Inspiring Optimistic Upbeat Energetic Guitar

Music Title: Inspiring Optimistic Upbeat Energetic Guitar Rhythm https://www.patreon.com/posts/62282987

Released by: Oleg Mazur https://soundcloud.com/fm_freemusic

Music promoted by https://www.chosic.com/free-music/all/ 

https://www.chosic.com/download-audio/27120/

Episode 0: Welcome to ME & Money!

In this inaugural episode of ME & Money, your co-hosts Matt Fizell, CFP® and Elliott Appel, CFP® share why they wanted to start a podcast. Hear a bit more about what you can expect in the coming episodes.

The episodes will generally be posted every month, but there may be some “special episodes” posted when major current events are taking place.

Be sure to like, subscribe, and share so you don’t miss an episode!

Have a question for a future show topic?

Matt Fizell, CFP® can be reached by email at matt@planwithharmony.com or at www.planwithharmony.com

Elliott Appel, CFP® can be reached by email at elliott@kindnessfp.com or www.kindnessfp.com

You can also access this Google Form to submit a question: https://forms.gle/ZKrQvhnGHSvgvq1LA

DISCLAIMER: The ME & Money Podcast is hosted and produced by Harmony Outsourcing Services LLC and is intended only to be educational, informational, and should not be considered as financial advice.

Matthew Fizell, CFP® is an investment adviser representative of Harmony Wealth L.L.C. (“Harmony”). Elliott Appel, CFP® is an investment adviser representative of Kindness Financial Planning LLC (“Kindness”).

However, the views and opinions expressed by Matt and/or Elliott in this podcast are not intended as individualized investment advice on behalf of Harmony and/or Kindness, or as tax, accounting, or legal advice. Although we gather information from sources that we deem to be reliable, we cannot guarantee the accuracy, timeliness, or completeness of any information prepared by any unaffiliated third-party.

When specific investments or types of investments are mentioned, such mention is not intended to be a recommendation or endorsement to buy or sell the specific investment.

Harmony is a registered investment adviser authorized to do business in the states of Wisconsin and Texas, and other jurisdictions where exempted.

Kindness is a registered investment adviser authorized to do business in Wisconsin and Washington, and in other jurisdictions where exempted.

Registration as a registered investment adviser does not imply a certain level of skill or training. This website contains links to the Harmony and Kindness websites that provide general information about the advisory services offered by Harmony and Kindness. These links are provided as a convenience only. Harmony and Kindness can only provide individualized services after you sign an agreement and receive required disclosures. Users of this website may, but are not required to, engage the services of Harmony or Kindness for advisory services.

Please remember that all investments involve varying degrees of risk, and the future performance of any specific investment or investment strategy is not guaranteed to be profitable or equal to any historical performance.

Podcast Intro Music Credit:

Inspiring Optimistic Upbeat Energetic Guitar

Music Title: Inspiring Optimistic Upbeat Energetic Guitar Rhythm https://www.patreon.com/posts/62282987

Released by: Oleg Mazur https://soundcloud.com/fm_freemusic

Music promoted by https://www.chosic.com/free-music/all/ 

https://www.chosic.com/download-audio/27120/